What is DBL?
DBL stands for “Disability Benefits Law” (Article 9 of the New York Workers’ Compensation Law). This statutory disability insurance is mandated by the State of New York. Virtually all employers have to provide DBL coverage for their employees; and the State sets the benefit level. While Workers’ Comp regulates benefits for on-the-job injuries and work-related illnesses, DBL provides payments for eligible wage earners who cannot work due to an illness that was not caused by their job or a disability from a nonoccupational injury.
