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What is CTSecure Online Account Authentication?

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The CTSecure Online Account Authentication solution is an enhanced online security feature that is now a standard part of your ColeTaylor Online logon. As a part of our ongoing commitment to help protect you against identity theft and fraud, CTSecure Online Account Authentication provides you added safety by helping ensure that only you can access your bank account. Your CTSecure Online Account Authentication personal security image is a picture and caption that is a shared secret between you and the bank. When you see your personal security image, you can be confident that you are at the legitimate bank web site, not an imposter site. Make sure you see your personal security image before you enter your password. In addition, the CTSecure Online Account Authentication solution remembers which computer(s) you normally use, preventing potential fraudsters from logging into your account even if they somehow get hold of or guess your username and password.

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The CTSecure Online Account Authentication solution is an enhanced online security feature that will be a standard part of your ColeTaylor Online login. As a part of Cole Taylor’s ongoing commitment to help protect you against identity theft and fraud, the CTSecure solution provides you added safety by helping ensure that only you can access your bank account. • CTSecure provides both site-to-user authentication and user- to-site authentication. • CTSecure includes an image and a unique caption that will always display before you are asked to enter your password. • By verifying that your image is correct, you will know that the site you are visiting is Cole Taylor’s web site and not a “spoof” site. • At the same time, CTSecure allows us to evaluate your computer to ensure that the login is not a fraudulent attempt to access your account information. When you first enroll in CTSecure, we ask you to provide answers to three challenge questions. If there is ever an attempt to access your

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