What is credit monitoring?
Credit Monitoring is the only automated method available to reduce the threat of identity theft and keep you up to date with changes and inquiries made to your credit file. Credit Monitoring alerts you, within 24 hours, of any major changes made to your credit file. Credit Monitoring does not affect your credit or credit score.
Credit monitoring is used by consumers for one primary reason – identity protection. Credit monitoring services are designed to immediately inform you of any changes to your credit report. The credit check monitoring service alerts you of significant changes to your credit file within 24 hours, so you can feel confident and secure with instant ID fraud protection. And you can also feel confident knowing that using a credit line monitoring service does not affect your credit score.
Credit monitoring is the automated process of keeping an eye on your credit. Credit monitoring helps protect you against identity theft and monitors any changes and/or inquiries made to your credit file by alerting you within approximately 24 hours of any major changes made to your credit file. • Will Credit Monitoring Hurt My Credit Score? No. Credit monitoring has no affect to your credit score. Its simply a service that keeps your credit in check. The only time it affects your credit is when you ask a creditor to inquire about your credit. • Does Credit Monitoring Monitor my Credit with all Three Bureaus? The specific credit monitoring service you use will determine which credit bureau is referenced in monitoring your credit. Each credit monitoring service uses only one of the three bureaus to monitor your credit; however, since the activity youre looking out for affects your credit across the board, it wont matter which bureau your credit monitoring service uses. Theyll still be ab