What is CRA medical insurance?
Stay away from this and run. The disclaimer says it all; It is limited, meaning it might pay or just get discounts for services, which means they pay nothing and you pay the discount; ie; hospital charges $2,000, you pay the discount of $1,’750 or if not in their plan, you pay 100%. The plan is not a replacement for a health insurance nor is intended as a substitute for any health insurance policy. The plan is not protected by any state Life & Health Guarantee Association. The above paragraph says it all; This is not health insurance. THIS IS THE DISCLAIMER I COPIED FROM THEIR SITE This offer is for enrollment into the CRA. Association membership is required to obtain any and or all of the benefits. The health insurance plan is offered as part of the association membership. The CRA uses Limited Medical Insurance plans. In addition, CRA provides access to noninsurance network savings. Not all of the membership benefits are a health insurance. The discount medical benefits are NOT INSURA