What Is Covered Under Comprehensive Car Insurance?
If you have discussed buying auto insurance through an agent, your agent may have recommended that you purchase comprehensive coverage. Understanding this coverage will decide if it is right for you.DefinitionComprehensive insurance is an auto insurance coverage that pays for damage to your car that is caused by an event other than a collision with another vehicle or a fixed object.Theft and VandalismThis coverage will pay for repairs to your car if it is vandalized. Also, if your car is stolen, it will pay to replace your vehicle.Collision with an AnimalAlthough most one-car accidents are covered under collision coverage, damage resulting from collision with an animal is paid under comprehensive insurance.Weather DamageIf your car is damaged by hail, flood or another weather-related event, comprehensive coverage will pay for your vehicle’s repairs.
