What is covered under a workers compensation insurance policy?
A. The workers’ compensation insurance policy includes two separate coverages: workers’ compensation and employers liability. The workers’ compensation coverage applies to injury or disease to the employee resulting from employment. The insurance company will pay benefits to the employee specified under the law. Employers liability coverage protects the employer for employee work-related bodily injury which is not compensable under workers’ compensation coverage.
A. The workers compensation insurance policy includes two separate coverage’s: workers compensation and employers liability. The workers compensation coverage applies to injury or disease to the employee resulting from employment. The insurance company will pay benefits to the employee specified under the law. Employers liability coverage protects the employer for employee work-related bodily injury which is not compensable under workers compensation coverage.
