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What is Cotinine and why is it important for smokers who are shopping for life insurance?

April 26, 2017cotinine Life Insurance shopping smokers

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What is Cotinine and why is it important for smokers who are shopping for life insurance?

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Cotinine is a chemical that is produced by people who use nicotine. It is a marker that can accurately predict your degree of nicotine usage. This chemical is present even after one has stopped smoking in the short term.