What is considered a “pre-existing” condition?
A pre-existing medical condition is one that existed during the 180 days (approximately six months) preceding and including the policy effective date. A condition is pre-existing if you: 1. Received a recommendation for a diagnostic test, examination or medical treatment; or 2. Took or received a prescription for drugs or medicine during the 180-day period. Item 2 of this definition does not apply to a condition that is treated or controlled solely through the taking of prescription drugs or medicine and remains treated or controlled without any adjustment or change in the required prescription throughout 180-day period before coverage is effective under this policy.
