What is considered a Full-Time Employee for a small group health plan or HMO?
A full-time employee under a small group or HMO health plan is an employee with a normal workweek of 25 hours or more. The term includes a self-employed individual, a sole proprietor, a partner of a partnership, or an independent contractor, if the sole proprietor, partner, or independent contractor is included as an employee under a health benefit plan of a small employer, but does not include a part-time, temporary, or substitute employee. A part-time employee would be an employee that has a normal workweek of less than 25 hours. Reference: Florida Statute 627.
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