What is considered a Catastrophic Event or Illness/Injury?
Catastrophic illness or injury is defined as an illness, injury, impairment, or physical condition that a licensed physician certifies as terminal or life threatening. Catastrophic events include but are not limited to: mass flood, fire, tornado, earthquake, and severe storm, where the incident leads to substantial destruction of property. This also includes personal incidents such as violent crime, severe accident, or death that causes severe financial hardship for the family.
