WHAT IS CONDO INSURANCE AND WHAT DOES IT COVER?
Condo Insurance covers the contents of your condominium (such as additions, alterations, wall fixtures, floors, ceilings, doors and windows), personal belongings, and personal liability for your unit. This coverage is needed because the Condo Association Insurance covers the condominium building exteriors, common areas and liability insurance for the association. A complete listing of all items covered by the Association is included in the condominium bylaws and declarations.