What is Comprehensive?
Comprehensive coverage helps pay for damage to your car that does not result from a collision between two moving cars, from a collision with an object, or from your car rolling over. (These three items tend to be covered by collision insurance.) Damages resulting from falling objects, fire, certain natural disasters, and vandalism are commonly covered. Comprehensive coverage also generally covers theft. When you buy comprehensive coverage, you will be asked to set your deductible. If you set your deductible at $1,000, this decreases your premium payments, but you will be required to pay for any damages up to $1,000 should your car need to be repaired.
