What is comprehensive coverage?
A form of automobile insurance that covers (pays for) loss by fire, theft, vandalism, and/or falling objects. Back to top Q: WHAT IS COLLISION DEDUCTIBLE WAIVER? A: A clause that provides payment of the collision deductible in the event the insured has an accident where an uninsured driver was at fault. It is sold only when Liability and Uninsured Motorist and Collision are written on the same policy. Most insurance companies require that the owner or operator of the uninsured vehicle be identified, or the uninsured vehicle is identified by its license number for the coverage to be allowed. Back to top Q: WHAT IS UNINSURED MOTORIST PROPERTY DAMAGE COVERAGE? A: A coverage in an Automobile Insurance policy under which the company will pay the amonut the insured was entitled to recover for damage to their vehicle (up to $3500) caused by an uninsured motorist. Most insurance companies require that the owner or operator on the uninsured vehicle be identified, or the uninsured vehicle is ide
Also known as physical damage “other than collision” coverage, comprehensive coverage includes coverage for losses by fire, theft, vandalism, and falling objects, as well as other events listed in your policy. Comprehensive – Not required by law, but is required if you purchase the vehicle through a loan or lease a vehicle. Covers the vehicle for anything other than collision, such as theft, vandalism, fire, lightning, stolen car, stereo, rocks thrown up from other vehicles that hit your windshield, and if someone keys or scratches you car. This also the coverage under which your vehicle is insured for damage resulting from hitting an animal. Check the cost to lower or raise the deductible. Remember the deductible is how much of the damage you have to pay before the insurance company will pay for the damage. The lower the deductible the higher the premium. However you will usually find that with Comprehensive coverage if you lower the deductible to $50 or $100 it will only cost you an
