What is Comprehensive Car Insurance?
Comprehensive car insurance is a type of coverage that provides financial protection against a wide variety of unforeseen mishaps that might happen to your vehicle. Comprehensive car insurance protects the insured person or company from unfortunate things that happen to their vehicles that are beyond their control.
Understanding Comprehensive Policies Comprehensive insurance covers losses that occur to your vehicle due to fire, theft, natural disaster, or vandalism. This type of insurance also covers anything that is considered an “Act of God,” which can be anything from severe storms to flooding. Comprehensive insurance should be especially considered if you are paying full price for a vehicle as a new purchase or lease. You will also want to obtain comprehensive insurance if you live in a high risk area such as a coastal area or flood zone, or a densely populated area where vehicle vandalism or thefts may occur on a more frequent basis. Depending on the type of vehicle you intend to insure, comprehensive insurance can be of help if you would not be able to replace the vehicle easily or if it would be too costly to do so. Comprehensive Insurance Benefits You Unlike other types of insurance like liability and collision, which are generally required for all drivers regardless of type of vehicle or
