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What is classed as a pre-existing medical condition and can I be covered?

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What is classed as a pre-existing medical condition and can I be covered?

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A pre-existing condition usually means any medical condition for which medical advice, diagnosis, care or treatment was recommended or received. It is always a good idea to speak to the insurer you are thinking of using to check whether they will include your condition on the policy. If you’re pregnant, certain exclusions may apply if you travel after a certain point during the period of you pregnancy. We would advise you to read the Key Facts Policy Summary, and the policy wording thoroughly, prior to purchasing the product to see at what point exclusions and conditions may be in place. For complete peace of mind, you can also ask your insurer any questions you may have. We are able to offer a full list of insurers who specialise in this type of insurance. Please click here to view these insurers.

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