What is CHAMPUS insurance?
CHAMPUS is a federally funded medical insurance program that provides coverage to members of the military. In 1994, CHAMPUS was replaced by another program called TRICARE, which divided the benefits covered under CHAMPUS into three separate plans.EligibilityTRICARE (CHAMPUS) covers active military and retired military members as well as their families and survivors. Members are enrolled into one of the three coverage plans: TRICARE Prime, TRICARE Standard and TRICARE For Life.TRICARE PrimeTRICARE Prime is a managed care program where members are assigned a primary care manager (PCM) to oversee their care. Active duty members and their families pay no out-of-pocket costs as long as members receive care from their PCM.TRICARE StandardTRICARE Standard is a fee-for-service plan.
