What is certificate of creditable coverage?
A certificate of creditable coverage is intended to help you and your dependents in case you lose or change health plan coverage. Under a federal law known as HIPAA, you or your dependents may need evidence of coverage to reduce a pre-existing condition exclusion period under another plan, to help get special enrollment in another plan, or to get certain types of individual health coverage. When you change healthcare coverage, or if you or your dependents lose coverage under a health plan, the plan sponsor is usually required to provide written certification of how long you and your dependents were covered under that plan. You or your dependents can also request a certificate of creditable coverage if one is not automatically provided to you. When you enroll in an Optima Health plan we ask that you include a copy of certificates of creditable coverage for you and your dependents so that we may ensure you receive credit for your prior coverage against any pre-existing condition exclusio
Related Questions
- I had health coverage before enrolling with FIC and provided my HIPAA (Certificate of Creditable Coverage). Why do I still need to provide medical information?
- What if a participant is unable to provide a Certificate of Creditable Coverage to the new group health plan?
- What timeframe is required for issuance of a Certificate of Creditable Coverage?
