What is cell phone insurance coverage?
This benefit of the AT&T Universal Cards provides reimbursement for a portion of the cost of the original cell phone or the replacement cell phone, whichever is less, if the cell phone is lost or stolen. There is a maximum reimbursement of $100 per occurrence after a $50 deductible. Coverage is secondary to any other applicable insurance. There is a maximum of 2 occurrences per household (including cardmember, spouse, and unmarried children under the age of 19 or age 23 if a fulltime student at an accredited college or university). Coverage varies for New York State residents. Certain conditions, restrictions and exclusions apply to Lost or Stolen Wireless Cellular Phone Insurance Coverage, provided by Virginia Surety Company, Inc. Refer to your Summary of Additional Program Information for complete program details, including coverage differences applicable to New York residents. If you become a new cardmember, you will receive your Summary within the next few weeks.
