What is car insurance?
Car insurance is a requirement under the Road Traffic Act for any person who is driving or keeping a vehicle on the road. You, as the insured, pay a premium in exchange for the cover of the risk that you are accepted to be by the insurance company, providing your policy. <> What level of cover should I take? This will be different for everybody’s individual circumstances and should therefore be discussed with your insurer. <> How can I get a quote? There are two main ways to get a quote. • Click here for Womens Car Insurance. This will take you directly to our Car Insurance Quick Quote engine. • Give us a call free on 0800 028 3571 <> If I do not have a registration number for a car, am I still able to get a quote? Yes, but we will not be able to issue cover without it. <> If my circumstances change whilst insured with you, what do I need to do? You will need to give us a call to make any changes to your policy. Click here to see our telephone numbers <> Can I attain instant cover? In
Car insurance is compulsory in the UK. You are required by law to have a policy to cover your liability to other road users. The Road Traffic Act requires all motorists to be insured against their liability for injuries to others (including passengers) and for damage to other people’s property resulting from use of a vehicle on a road or other public place. It is an offence to drive your car or allow others to drive it without insurance. Owning and driving a car means taking on many risks to yourself and others. When a traffic accident happens, damage, injuries, loss or all of these factors may be inflicted upon you and others. Damage and loss of your property may also occur. Fire, theft, vandalism and natural disasters are other possible risks. Car Insurance protects motorists and drivers against liability in the event of accidents they may cause. It can also provide cover for the motorist’s own vehicle. Car insurance is what safeguards you against loss due to traffic accidents, theft
insurance is an insurance which covers the vehicle, its passengers, or property in the case of an accident. There are two types of car insurance which Brandon’s parents could choose from. The first is full coverage. This is the best coverage, especially for a new driver. This coverage would cover both Brandon’s vehicle as well as the other driver’s if Brandon was at fault in an accident. Although this is the more expensive of all the insurances, it is the safest insurance, especially for a teenage driver. The second type of insurance is called collision. This is the type of insurance which is required in states which make car insurance mandatory. This insurance will cover the other vehicle if an accident was your fault. Collision will not however, cover your vehicle. For example, if Brandon’s parents purchased a policy for him and added collision only to the policy and Brandon was in an accident which was his fault, Brandon would not be covered for the accident. Any damage done to Bran
