What is buildings insurance?
Buildings Insurance usually covers the structure of your home and any fixtures or fittings, including out-buildings, garages, drives, walls, fences, swimming pools and tennis courts. (Please see individual provider’s website for full details) The Buildings Insurance cover includes the cost to repair or rebuild your home if it is damaged. Standard cover is on a replacement basis and applies to specified perils, i.e. fire, lightning, earthquake, storm, flood, burst and leaking pipes, theft, vandalism, collision by vehicles, aircraft and animals, falling trees, subsidence, heave or landslip. (Please see individual provider’s website for full details) Accidental Damage Option: Your standard policy automatically includes cover for damage to underground pipes and cables, fixed glass, and sanitary fixtures and fittings i.e. baths, shower trays, sinks etc.
