What is bodily injury or liability coverage?
Bodily injury or liability coverage is insurance that protects people for their own negligence. When someone is injured because of the fault of another person, the negligent person’s bodily injury or liability coverage will be used to compensate the injured person for his or her damages. If you have suffered an injury due to another’s negligence, you must promptly notify that person’s insurance company. Most homeowners and property owners carry liability insurance, but not all auto drivers carry bodily injury coverage. Bodilly injury or liability coverage is different from no-fault or PIP coverage. It is important to find out early on just what coverage the at-fault person has and whether there might be any reason the insurance company would not cover the particular accident in question.
