What Is Bodily Injury Liability Coverage?
Many times in an automobile accident case, the person who caused the automobile accident (the atfault party) has bodily injury (BI) liability coverage. BI coverage pays for the bodily injury caused by the atfault party. Typically, bodily injury liability coverages come in various amounts, including: $10,000 per person/$20,000 per occurrence; $25,000 per person/$50,000 per occurrence; $50,000 per person/$100,000 per occurrence; or $100,000 per person/$300,000 per occurrence. The first number represents the amount of bodily injury liability coverage that any one injured person can recover from the atfault party’s policy. The second number reflects the total amount of coverage available for all persons injured in the motor vehicle accident.
