What Is Bodily Injury Liability Car Insurance?
Bodily injury liability car insurance offers you financial protection in the event someone driving your car causes an automobile accident and someone is injured. Bodily injury liability car insurance only covers people not listed on the policy of the insured vehicle.Required By LawBodily injury liability car insurance is required by law in 48 states and the District of Columbia. The law requires liability car insurance coverage because it is necessary for an automobile owner to be capable of fulfilling financial responsibility if he is found to be liable for damages or injury.Medical ExpensesBodily injury liability car insurance pays for the medical expenses of other people involved in an automobile accident. It does not cover the medical expenses of anyone named on the insurance policy.Other ExpensesIn addition to paying for the medical expenses of an injured person, bodily injury liability car insurance will also pay for pain and suffering, as well as any lost wages incurred by those
