What is “Bodily Injury Liability” (BIL) insurance?
Bodily Injury Liability (BIL) coverage pays for injuries that you, the designated driver or policyholder, cause to someone else. It will also usually pay if the accident was caused by a member of your family living with you or a person using your own auto with your consent. You and family members listed on the policy are also covered when driving someone else¿s car with their permission. Your insurance company will pay for injuries up to the limits of your policy and provide legal representation for you if you’re sued. This coverage does not pay for bodily injury you may sustain. If you’re sued due to an accident and the jury or judge awards a verdict to the injured party larger than your bodily injury liability insurance limit, you may be held personally liable for the difference. Return to index . . .
Bodily Injury Liability coverage pays for serious and permanent injury or death to others when you cause a crash involving your automobile. Your insurance company will pay for injuries up to the limits of your policy and provide legal representation for you if you get sued. In particular, your company pays for injuries caused by you or members of your family who live with you, even if they were driving someone else’s vehicle. It may also cover others who drive your automobile with your permission. This coverage also provides you with legal defense in the event you are sued by the injured party.
Bodily Injury Liability coverage pays for serious and permanent injury or death to others when you cause an accident involving your automobile. Your insurance company will pay for injuries up to the limits of your policy and provide legal representation for you if you’re sued. In particular, your company pays for injuries caused by you or members of your family who live with you, even if they were driving someone else’s vehicle. It may also cover others who drive your automobile with your permission. This coverage also provides you with legal defense in the event the injured party sues you. If you’re sued due to an accident and the jury or judge awards a verdict to the injured party larger than your Bodily Injury Liability insurance limit, you may be held personally liable for the difference to satisfy the judgment.
• Bodily Injury Liability (BIL) coverage pays for injuries that you, the designated driver or policyholder, cause to someone else. It will also usually pay if the accident was caused by a member of your family living with you or a person using your own auto with your consent. You and family members listed on the policy are also covered when driving someone else’s car with their permission. Your insurance company will pay for injuries up to the limits of your policy and provide legal representation for you if you’re sued. This coverage does not pay for bodily injury you may sustain. If you’re sued due to an accident and the jury or judge awards a verdict to the injured party larger than your bodily injury liability insurance limit, you may be held personally liable for the difference.
