What is BenchSmart Federal Credit Union?
BenchSmart FCU is a cooperative, not-for-profit financial institution organized to promote savings, provide credit, and offer quality financial services to its members. It is member-owned and controlled through a board of directors elected by the membership. The board serves on a volunteer basis and hires a management team and staff to run the credit union. The board also establishes and revises policies, sets dividend and loan rates, and directs certain operations. The result: members are provided with a safe, convenient place to save and borrow at reasonable rates at an institution which exists to benefit them.
