What is bad faith insurance denial?
Bad faith insurance denials are common in America as carriers try to unreasonably delay or wrongfully deny your legitimate right to your insurance benefits. Delaying, not paying the full amount owed, not promptly, fairly, equitably investigating and evaluating the claim with an eye towards payment are all examples of carrier bad faith. Policyholders often hurt their chances to establish bad faith by giving their insurance company two bites at the claim apple when offered an appeal. In some cases the appeal is mandatory and in others it is not necessary and builds in more time for the carrier to hold onto your benefits. To appeal or not appeal really requires expert top insurance attorney help.
