What is automatic cash-back?
Automatic cash-back is the same as cash-back by redemption, except that you do not need to submit bills to the retailer, they will know directly from the network information they receive that you are still in contract and that you are paying your bill and either send you a cheque or pay the money directly to your bank. Offers for automatic cash-back are typically less than that of redemption cash-back as the percentage of people qualifying is a lot higher and so the retailer will have to pay out in more cases.