What is “Apply Online” and “Personalised Download”?
There are two modes of applying through IRMA website. These are named as Apply Online through Payment Gateway and Personalised Download. a) Apply online through Payment Gateway: This mode is applicable to candidate who has valid credit/debit card of VISA/Mastercard. The Payment Gateway is linked to ICICI portal for facilitating the transaction. 1) For credit card transaction you should have 3d Secure PIN generated through the sponsoring bank. 2) For debit card transaction you need to have Internet Banking UserID and Internet Banking Password issued by sponsoring bank. b) Personalised Download: Candidate desirous of applying online but have opted for paying through demand draft, can avail this facility.
