What is an Uncollected Balance?
The Uncollected Balance is the average amount of your account balance during the month that was in the process of collection. This means you deposited the check and we have sent it to the bank it is drawn on but it has not yet arrived. These funds are not investable and therefore not included and therefore not included in the Earnings Credit. Collected means the check has arrived at the bank the check is drawn on. These funds are investable and are included in your Earnings Credit.
