What is an SR-22?
An SR-22 is a form that shows that you have auto insurance. It is required by the state for drivers who are high risk. Here are some of the reasons a state might require you to file an SR-22 form: – DUI (drunk driving). – Serious moving violations such as reckless driving. – Racking up a lot of highway points in a short period of time. – Being pegged as a habitual traffic offender. – Causing an accident while uninsured. – Regulations vary from state to state, but high-risk drivers usually have to carry SR-22 insurance for three years. More insurance companies are now willing to sell policies to drivers who have SR-22 status; however, those policies are going to be more costly than a standard auto policy.
