What is an SR-22 Filing and Certificate?
If a judge convicts you of driving uninsured, you will need to file proof of future financial responsibility with your Department of Motor Vehicle Services (DMV) for three years or face suspension of your driving privileges. This is known as Financial Responsibility Law. This is in addition to any fines you must pay. Your insurance company can make a financial responsibility filing for you by sending an SR-22 insurance certificate to the DMV to show that you have liability insurance. An SR-22 is a certificate from a licensed insurance company certifying that you have purchased motor vehicle liability insurance as required by the state’s financial responsibility law.