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What is an Out-of-Network Credit Card Payment Transaction?

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What is an Out-of-Network Credit Card Payment Transaction?

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An Out-of-Network Credit Card Payment Transaction is a bill payment made with your credit card Funding Account to a Payee (merchant) which does not accept credit cards through Bill Pay Choice. This transaction is a Purchase which enjoys a grace period (if any) under the terms of your Credit Card Agreement. There is no transaction fee for out-of-network payments. These bill payments do not earn rewards or points. Out-of-Network Payments have limited dispute rights, such as whether the payment was properly made. You cannot dispute the goods or services already purchased.

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