What is an Open Pilot Warranty (OPW)?
This is the wording in the “Pilots” section of most aircraft insurance policies which allows pilots who exceed certain minimum qualifications to fly the aircraft on an occasional basis without formally being a Named Pilot on the policy. Only pilots who fly an aircraft occassionally should fly under the Open Pilot Warranty, all others should be Named Pilots. All owners or financial partners in the aircraft must be Named Pilots and should not fly under the Open Pilot Warranty.
