What is an MCC Code?
An MCC code or Merchant Category Code is a four-digit number assigned to a merchant/payee by a payment card organization when the business first starts accepting an approved card as payment for goods or services. The MCC code is a classification code assigned to the merchant/payee based on the primary goods or services provided by the merchant, e.g. Homeland Stores would most likely be issued an MCC code that categorized it as a grocery store.