What is an insurance score and does quoting my auto or home insurance affect my FICO Credit Score?
No. An insurance score is not the type of inquiry that affects your FICO score like applying for a credit card or bank loan. Most insurance companies have their own, unique proprietary system to determine a score based on certain aspects of your credit report. It is only one of many factors used in determining your rate, but it is wise to check your credit report regularly and make sure the information is accurate.
