What is an HMO Open Access Medical Plan And How Does It Work?
HMO stands for Health Maintenance Organization. In an HMO Open Access plan, care can be provided and coordinated by a primary care physician (PCP) whom you choose or you may choose to self-refer your own care. Open Access gives you the freedom to utilize the HMO network without referrals. If you choose a PCP, they will provide preventive care and coordinate specialty care using a network of specialists within a referral system. By coordinating your care, your PCP ensures quality of care while reducing medical expenses.
