What is an HMO (Health Maintenance Organization)?
A Health Maintenance Organization is an organized system of health care using a designated panel of physicians and other health care personnel that provides comprehensive medical services for a fixed dollar amount per enrolled person. An HMO provides a complete range of medical benefits through a network of doctors and hospitals. One doctor, the Primary Care Physician (PCP, family doctor, or pediatrician), coordinates overall medical needs. The PCP refers most specialty care needs.
