What is an Extended Coverage Title Insurance Policy?
The Extended Coverage Title Policy offered by Alabama Land Services, Inc. provides greater title insurance coverage for homeowners. The Extended Coverage policy offers both pre- and post- policy coverage against most forgeries, liens for unauthorized and unpaid materials and labor costs, and building encroachments other than boundary walls or fences. This policy expands the right of access coverage to include the existence of pedestrian and vehicular access over adequate roads. Also covered are violations of restrictive covenants and building permit violations. The Extended Coverage policy covers homeowners if existing buildings must be removed because they encroach on neighboring property or into an easement. Coverage also extends to subdivision law violations if the violation existed on the date of purchase and to zoning law violations. This policy provides coverage if a homeowner’s existing house is damaged during the exercising of water or mineral rights. Protection is afforded hom
