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What is an Excess?

April 26, 2017excess

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What is an Excess?

15 Answers

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An excess (or deductable) is the first part of any claim that an insured person has to pay, usually a 65 excess is applicable per person per claim for losses relating to personal baggage, money, cancellation, curtailment and wintersports equipment.

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An excess is an amount members nominate to pay per calendar year when admitted to hospital. Applying an excess to a membership reduces the cost of the premium and is only payable if you are admitted to hospital.

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An excess is the first part of a claim you have to pay. This helps keep down the cost of insurance and to keep out very small claims. Excesses vary from policy to policy, so make sure you check what yours is before buying a policy.

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All our policies include a policy excess. This is the first part of any claim that you have to pay yourself. Details of your excess can be found on your policy schedule.

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An excess on a car insurance policy is the amount you must pay towards the cost of a claim – you’ll find more details in your schedule and policy booklet.

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