What is an EPO health care plan?
• The difference between an EPO and an HMO • Coverage of an EPO health plan • How to claim from an EPO 1. What is an EPO health care plan? EPO health care plans are based on dental EPOs, which refer to a network that consists of many health professionals such as dentists who enter into a partnership with an insurance company to offer policyholders with discounted dental treatments. The amounts discounted from the original costs of dental treatments are shouldered by the insurance provider. Take note, however, that you will only get discounts when you visit dentists that are included in the plan. 2. The difference between an EPO and an HMO EPO health care plans are slightly similar to HMO dental plans. The main similarity is that policyholders of both plans can only avail of discounted rates when they go to dentists that are within a given list. They can only choose their dentists from this list. However, the difference is in the form of payment. In an EPO dental plan, the plan only pay
