What is an emergency case covered by the ER Card?
As defined by Paramount Life & General Insurance Corporation, an emergency means life threatening or accidental injury or a sudden and unexpected onset of a condition which at the time of occurrence reasonably appears to have the potential of causing immediate disability or death or which requires the immediate alleviation of pain or discomfort. This illness or injury requires immediate and urgent medical care which the member secures within 24 hours from said onset or occurrence provided such illness or injury is not part of the exclusions.
