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What is an electronic check?

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What is an electronic check?

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An electronic check works just like a regular check, only no paper is involved. Your bank account information is securely transmitted through the U.S. Federal Reserve Bank, a withdrawal is generated against your account, and money is transferred to the City’s bank account. The process is very similar to using your Automated Teller Machine card to pay for groceries at the local store. Not all accounts are appropriate for electronic payments. Certain accounts, such as home equity line of credit, or brokerage accounts, may not be acceptable. If you plan to use an account other than a standard bank checking account, please check with your financial institution before submitting payment.

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An electronic check works just like a regular check, only no paper is involved. Your bank account information is securely transmitted through the U.S. Federal Reserve Bank, a withdrawal is generated against your account, and money is transferred to the City’s bank account. The process is very similar to using your Automated Teller Machine card to pay for groceries at the local store. Not all accounts are appropriate for electronic payments. You cannot pay with E-check using a savings account. Certain accounts, such as home equity line of credit, or brokerage accounts, may not be acceptable. If you plan to use an account other than a standard bank checking account, please check with your financial institution before submitting payment.

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