What is an E-Check?
E-check or electronic check is a way for you to make a payment using your bank account over the phone or on-line. It is handled the same way as a paper check by your bank. The process is simple. In order to use an electronic check you will need the routing number to your bank (usually the first nine numbers at the bottom of a paper check) and your account number. This method of payment can be used to set up auto-pay, for recurring payments.
Similar to a debit or check card, the E-Check electronically debits a checking account. To make an E-Check payment you will need your bank’s routing number, sometimes referred to as the Transit Number or the ABA number, and your account number. This information is available on the bottom of your check (click here to see sample check) or from your Bank. An example of where to find this information on a check is also available online when an E-Check payment is made.
