What is an auto tier?
In the State of New Jersey most auto insurance carriers use a tier system when calculating the cost of your auto insurance premium. The tier system allows insurance carriers to charge different rates based on your individual criteria. A general rule of thumb is the higher the tier, the more expensive the auto insurance premium. For example, a driver in New Jersey who has driven less than 3 years will generally be placed in a higher tier than that of someone who has been driving for more than 3 years. Other examples of factors that affect what tier you are placed in are driving history, type of vehicle and premium payment history. Tier levels may differ between insurance companies. Being placed in the wrong tier could result in you paying a higher premium than necessary. We will identify and explain what auto tier you are presently in. Please take a brief moment to submit a quote request and allow a professional and courteous independent New Jersey insurance agent the opportunity to ens
