What is an annual maximum deductible?
An annual maximum is the maximum amount your dental plan will pay in benefits during the calendar year or plan year. Most companies select calendar year, which is January 1st through December 31st, however some select a plan year that corresponds to when their group’s benefits renew (or open enrollment). A deductible is the dollar amount of covered dental expenses you must pay during the year before plan benefits are paid and normally applies to Basic and Major Services. The deductible can be set on either a calendar or plan year. Please refer to your member benefit materials or contact our Customer Service department at (208) 489-3580 to confirm your calendar or plan year dates.
