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What is an Additional Insured Endorsement?

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What is an Additional Insured Endorsement?

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A. An Additional Insured Endorsement is an attachment to the Certificate of Insurance which serves to amend your policy to allow the additionally insured party certain rights to your coverage, such as the right to defense against alleged negligence on your part.

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The primary reason for additional insured endorsements is defense coverage; another reason is to insulate your loss experience by making it unnecessary to make a claim under your own liability policy.

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