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What is an “Additional Insured” and why do I need it?

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What is an “Additional Insured” and why do I need it?

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This is an endorsement which names others to your policy. It is a requirement by almost all carriers that if you hire a sub-contractor, you must have your Company named as “Additional Insured” on their policy. Failure to comply with this requirement can get you cancelled or could affect any claim should one arise.

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