What is an ACH debit and credit?
ACH debit transfers include consumer payments on insurance premiums and other kinds of bills. Members typically set up ACH debits with the businesses or organizations they are trying to send a payment. Members are essentially giving the business permission to PULL funds from their accounts for payment. More and more members are choosing Online Bill Pay as an option to PUSH funds to make their payments. ACH credit transfers include direct deposit of your payroll.