What is a verified debt?
A verified debt is one that is either on your credit report or secured with a promissory note. PickYourPayoff is all about getting you out of legitimate debt and not paying off your Uncle Buck that 29 bucks you borrowed from him in 1979. This is about paying off your real debts: student loans, credit cards, car loans, medical bills and mortgages. The kind of bills that keep you working in a job you hate because you need the cash. This is about a little bit of freedom from the fear of waiting for the other shoe to drop and something happens where you actually can’t pay the bills you need to live.