What is a UCARD Debit Account?
The UCard Debit Account is a UMass Amherst declining balance debit account. It is provided as a convenience to UMass community members, and is not intended as a replacement for cardholders’ normal credit or debit cards. The UCard Debit Account differs from bank-issued debit accounts in that: • it can only be used to make on-campus purchases • you cannot withdraw funds from it – funds must either be spent down, or the account must be closed • it cannot be used to purchase alcohol or tobacco products Please note that using the debit account is completely optional. If you don’t wish to use it, simply don’t deposit any funds into it. Being a debit account, it will not function without available funds.
